Need an appraisal for an FHA-backed mortgage? Call Pemberley Appraisal

Pemberley Appraisal is VA state certified and on the FHA Roster of approved residential appraisers. If you have an FHA-mortgage, be sure to contact Pemberley Appraisal, as we are approved and certified to perform FHA reports. FHA's guidelines, documentation and policies may seem difficult to comprehend, but the staff at Pemberley Appraisal is well-trained on how to follow the rules and regulations provided.

If your home loan is FHA certified, that means that it has been secured by the Federal Housing Administration, which is a branch of the United States Department of Housing and Urban Development (HUD). The FHA does not loan money to borrowers, rather, it provides lending agencies with protection with mortgage insurance in case the borrower does not pay his or her financial obligations. Accessible to all purchasers, FHA loan programs are formed to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. The loan programs that the FHA provides are exceedingly useful to consumers with less starting capital.